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The UW-River Falls Horticulture Program

Students majoring in horticulture prepare for careers in landscaping, fruit, vegetable, turfgrass, interior plantscaping, golf course, woody ornamentals, greenhouse, and related industries.

A Conversation with Joe

A Conversation with Joe: Microloans for Small Businesses

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15 March 2018

Obtaining the necessary financing can often be a challenge for a small business or entrepreneur, particularly one that is a startup.  The reasons can be many and include such factors as credit quality of the owners, the risk inherent with the nature and type of business, management experience of the owners, or even the size of the request. 

Need $10,000 to $50,000 of capital to finance your business venture and unable to obtain your needed credit from traditional lenders such as banks and credit unions? A microloan from Impact Seven or WWBIC may be a source of financing.  Impact Seven and WWBIC are both U.S. Small Business Administration (SBA) funded micro lenders with a state wide presence. These microloans in addition to being a source of capital come with training, technical assistance and guidance to the small business owner/entrepreneur in reaching their goals. To learn more visit Impact Seven’s website at and click on Business Lending or visit WWBIC’s website at

If you need assistance with the application process or developing your business plan you can obtain free technical assistance from SCORE (, UWRF Small Business Development Center ( or the Pierce County Economic Development Corporation (715-425-3881).

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